Q. How do I know if I have good credit?

   A. Credit Worthy in general means a FICO score of 620 or better

Q. Are there special programs to help First Time Buyers?

   A. Yes! See details on this site

Q.  What is a First Time Buyer?

   A. Haven't owned a home in last 3 years

Q. How much Down Payment will I need?

   A. Minimum of 3.5% for a First Time Buyer

    A. Minimum of 10% for Investment Properties